[MOV] accounting: restructuration of the accounting documentation

This commit improves the structure of the accounting documentation by
- reducing the levels necessary to reach the information
- grouping some docs
- moving content to their parent category page (content in all levels)
- renaming some sections to reflect the structure of the app better

task-3330093

closes odoo/documentation#4479

X-original-commit: c68cc154ed
Signed-off-by: Castillo Jonathan (jcs) <jcs@odoo.com>

content/applications/finance/accounting/payments/batch.rst

@@ -0,0 +1,72 @@
+==============================
+Batch payments by bank deposit
+==============================
+
+A **batch deposit** is a convenient way to group customer payments and deposit them into your bank
+account. The feature lets you list multiple payments and generate a detailed deposit slip with a
+batch reference. This reference can be used when reconciling to match bank statement lines with
+transactions in the batch deposit.
+
+Configuration
+=============
+
+Go to :menuselection:`Accounting --> Configuration --> Settings --> Customer Payments` and tick
+:guilabel:`Batch Payments` to activate the feature.
+
+Deposit multiple payments in batch
+==================================
+
+Register payments
+-----------------
+
+Before performing a batch deposit, it is necessary to register each transaction's payment. To do so,
+open the corresponding customer invoice and click :guilabel:`Register Payment`. In the pop-up
+window, select the :guilabel:`Journal` linked to your bank account and :guilabel:`Batch Deposit` as
+the :guilabel:`Payment Method`, and click :guilabel:`Create Payment`.
+
+.. image:: batch/batch-payments.png
+   :align: center
+   :alt: Registering a customer payment as part of a batch deposit
+
+Add payments to a batch deposit
+-------------------------------
+
+To add payments to a batch deposit, go to :menuselection:`Accounting --> Customers --> Batch
+Payments`, and click :guilabel:`New`. Next, select the :guilabel:`Bank` and choose :guilabel:`Batch
+Deposit` as the :guilabel:`Payment Method`.
+
+.. image:: batch/batch-customer-payment.png
+   :align: center
+   :alt: Filling out a new inbound batch payment form
+
+Click :guilabel:`Add a line`. In the pop-up window, tick all payments to include in the batch
+deposit, then click :guilabel:`Select`.
+
+.. image:: batch/batch-lines-selection.png
+   :align: center
+   :alt: Selecting all payments to include in the batch deposit
+
+Once done, click :guilabel:`Validate` to finalize the batch deposit.
+
+.. tip::
+   Click :guilabel:`Print` to download a PDF file to include with the deposit slip.
+
+Bank reconciliation
+-------------------
+
+Once the bank transactions are on your database, you can reconcile bank statement lines with the
+batch payment. To do so, go to the :guilabel:`Accounting Dashboard` and click :guilabel:`Reconcile
+Items` on the related bank account. Go to the :guilabel:`Batch Payments` tab to select a specific
+batch and click :guilabel:`Validate` to finalize the process.
+
+.. image:: batch/batch-reconciliation.png
+   :align: center
+   :alt: Reconciling the batch payment with all its transactions
+
+.. note::
+   If a specific payment could not be processed by the bank or is missing, remove the related
+   payment before reconciling.
+
+.. seealso::
+   - :doc:`../payments`
+   - :doc:`batch_sdd`

content/applications/finance/accounting/payments/batch_sdd.rst

@@ -0,0 +1,131 @@
+=======================================
+Batch payments: SEPA Direct Debit (SDD)
+=======================================
+
+SEPA, the Single Euro Payments Area, is a payment-integration initiative of the European Union for
+simplification of bank transfers denominated in euros. With **SEPA Direct Debit** (SDD), your
+customers can sign a mandate that authorizes you to collect future payments from their bank
+accounts. This is particularly useful for recurring payments based on a subscription.
+
+You can record customer mandates in Odoo, and generate `.xml` files containing pending payments made
+with an SDD mandate.
+
+.. note::
+   | SDD is supported by all SEPA countries, which includes the 27 member states of the European
+     Union as well as additional countries.
+   | `List of all SEPA countries
+     <https://www.europeanpaymentscouncil.eu/document-library/other/epc-list-sepa-scheme-countries>`_.
+
+Configuration
+=============
+
+Go to :menuselection:`Accounting app --> Configuration --> Settings`, activate
+:guilabel:`SEPA Direct Debit (SDD)`, and click on :guilabel:`Save`. Enter your company's
+:guilabel:`Creditor Identifier`. This number is provided by your bank institution, or the authority
+responsible for delivering them.
+
+.. image:: batch_sdd/creditor-identifier.png
+   :align: center
+   :alt: Add a SEPA Creditor Identifier to Odoo Accounting
+
+SEPA Direct Debit Mandates
+==========================
+
+Create a mandate
+----------------
+
+The :abbr:`SDD (sepa direct debit)` Mandate is the document that your customers sign to authorize
+you to collect money directly from their bank accounts.
+
+To create a new mandate, go to :menuselection:`Accounting app --> Customers -->
+Direct Debit Mandates`, on :guilabel:`Create`, and fill out the form. Export the PDF file by
+clicking on :guilabel:`Print`. It is then up to your customer to sign this document. Once done,
+upload the signed file and click on :guilabel:`Validate` to start running the mandate.
+
+.. important::
+   Make sure that the **IBAN bank accounts details** are correctly recorded on the debtor’s contact
+   form, under the :guilabel:`Accounting` tab, and in your own :doc:`Bank Account <../bank>` settings.
+
+SEPA Direct Debit as a payment method
+-------------------------------------
+
+SDD can be used as a payment method both on your **eCommerce** or on the **Customer Portal** by
+activating SDD as a **Payment Provider**. With this method, your customers can create and sign their
+mandates themselves.
+
+To do so, go to :menuselection:`Accounting --> Configuration --> Payment Providers`, click on *SEPA
+Direct Debit*, and set it up according to your needs.
+To do so, go to :menuselection:`Accounting app --> Configuration --> Payment Acquirers`, click on
+:guilabel:`SEPA Direct Debit`.
+
+.. important::
+   Make sure to change the :guilabel:`State` field to :guilabel:`Enabled`, and to check
+   :guilabel:`Online Signature`, as this is necessary to let your customers sign their mandates.
+
+Customers using SDD as payment method get prompted to add their IBAN, email address, and to sign
+their SEPA Direct Debit mandate.
+
+.. todo::
+   Add link to future **Payment Provider** documentation.
+
+Close or revoke a mandate
+-------------------------
+
+Direct debit mandates are closed automatically after their :guilabel:`End Date`. If this field is
+left blank, the mandate keeps being **Active** until it is **Closed** or **Revoked**.
+
+Clicking on :guilabel:`Close` updates the mandate’s end day to the current day. This means that
+invoices issued after the present day will not be processed with an SDD payment.
+
+Clicking on :guilabel:`Revoke` disables the mandate immediately. No SDD payment can be registered
+anymore, regardless of the invoice’s date. However, payments that have already been registered are
+still included in the next SDD `.xml` file.
+
+.. warning::
+   Once a mandate has been :guilabel:`closed` or :guilabel:`revoked`, it cannot be reactivated.
+
+Get paid with SEPA Direct Debit batch payments
+==============================================
+
+Customer invoices
+-----------------
+
+You can register SDD payments for invoices issued to customers who have an active SDD mandate.
+
+To do so, open the invoice, click on :guilabel:`Register Payment`, and choose
+:guilabel:`SEPA Direct Debit` as payment method.
+
+Generate SEPA Direct Debit `.XML` files to submit payments
+----------------------------------------------------------
+
+`.xml` files with all SDD payment instructions can be uploaded to your online banking interface
+to process all payments at once.
+
+.. note::
+   The files generated by Odoo follow the SEPA Direct Debit **PAIN.008.001.02** specifications, as
+   required by the SEPA customer-to-bank `implementation guidelines
+   <https://www.europeanpaymentscouncil.eu/document-library/implementation-guidelines/sepa-credit-transfer-customer-psp-implementation>`_,
+   which ensures compatibility with the banks.
+
+To generate your `.xml` file of multiple pending SDD payments, you can create a batch payment.
+To do so, go to :menuselection:`Accounting app --> Customers --> Payments`, select the needed
+payments, then click on :guilabel:`Action`, and finally :guilabel:`Create a batch Payment`. Once
+you click on :guilabel:`Validate`, the `.xml` file is directly available for download.
+
+.. image:: batch_sdd/xml.png
+   :align: center
+   :alt: Generate an .XML file for your SDD payments in Odoo Accounting
+
+Finally, upload this file to your online banking interface to process the payments.
+
+.. tip::
+   You can retrieve all the generated SDD `.xml` files by going to
+   :menuselection:`Accounting app --> Customers --> Batch Payments`.
+
+.. seealso::
+   * :doc:`batch`
+   * :doc:`../bank`
+   * `List of all SEPA countries
+     <https://www.europeanpaymentscouncil.eu/document-library/other/epc-list-sepa-scheme-countries>`_
+   * `Sepa guidelines
+     <https://www.europeanpaymentscouncil.eu/document-library/implementation-guidelines/sepa-credit-transfer-inter-psp-implementation-guidelines>`_

content/applications/finance/accounting/payments/checks.rst

@@ -0,0 +1,148 @@
+======
+Checks
+======
+
+There are two ways to handle payments received by checks. Odoo support
+both approaches so that you can use the one that better fits your
+habits.
+
+1. **Undeposited Funds:**
+   once you receive the check, you record a payment
+   by check on the invoice. (using a Check journal and posted on the
+   Undeposited Fund account) Then, once the check arrives in your
+   bank account, move money from Undeposited Funds to your bank
+   account.
+
+2. **One journal entry only:**
+   once your receive the check, you record a
+   payment on your bank, paid by check, without going through the
+   **Undeposited Funds**. Once you process your bank statement, you do
+   the matching with your bank feed and the check payment, without
+   creating a dedicated journal entry.
+
+We recommend the first approach as it is more accurate (your bank
+account balance is accurate, taking into accounts checks that have not
+been cashed yet). Both approaches require the same effort.
+
+Even if the first method is cleaner, Odoo support the second approach
+because some accountants are used to it (quickbooks and peachtree
+users).
+
+.. Note::
+  You may have a look at the *Deposit Ticket feature* if you deposit
+  several checks to your bank accounts in batch.
+
+Option 1: Undeposited Funds
+===========================
+
+Configuration
+-------------
+
+-  Create a journal **Checks**
+
+-  Set **Undeposited Checks** as a default credit/debit account
+
+-  Set the bank account related to this journal as **Allow Reconciliation**
+
+From check payments to bank statements
+--------------------------------------
+
+The first way to handle checks is to create a check journal. Thus,
+checks become a payment method in itself and you will record two
+transactions.
+
+Once you receive a customer check, go to the related invoice and click
+on **Register Payment**. Fill in the information about the payment:
+
+-  Payment method: Check Journal (that you configured with the debit and
+   credit default accounts as **Undeposited Funds**)
+
+-  Memo: write the Check number
+
+.. image:: checks/check02.png
+
+This operation will produce the following journal entry:
+
++----------------------+-------------------+----------+----------+
+| Account              | Statement Match   | Debit    | Credit   |
++======================+===================+==========+==========+
+| Account Receivable   |                   |          | 100.00   |
++----------------------+-------------------+----------+----------+
+| Undeposited Funds    |                   | 100.00   |          |
++----------------------+-------------------+----------+----------+
+
+The invoice is marked as paid as soon as you record the check.
+
+Then, once you get the bank statements, you will match this statement
+with the check that is in Undeposited Funds.
+
++---------------------+-------------------+----------+----------+
+| Account             | Statement Match   | Debit    | Credit   |
++=====================+===================+==========+==========+
+| Undeposited Funds   | X                 |          | 100.00   |
++---------------------+-------------------+----------+----------+
+| Bank                |                   | 100.00   |          |
++---------------------+-------------------+----------+----------+
+
+
+If you use this approach to manage received checks, you get the list of
+checks that have not been cashed in the **Undeposit Funds** account
+(accessible, for example, from the general ledger).
+
+.. Note::
+    Both methods will produce the same data in your accounting at the
+    end of the process. But, if you have checks that have not been cashed,
+    this one is cleaner because those checks have not been reported yet on
+    your bank account.
+
+Option 2: One journal entry only
+================================
+
+Configuration
+-------------
+
+These is nothing to configure if you plan to manage your checks using
+this method.
+
+From check payments to bank statements
+--------------------------------------
+
+Once you receive a customer check, go to the related invoice and click
+on **Register Payment**. Fill in the information about the payment:
+
+-  **Payment method:** the bank that will be used for the deposit
+
+-  Memo: write the check number
+
+.. image:: checks/check03.png
+
+The invoice is marked as paid as soon as you record the check.
+
+Once you will receive the bank statements, you will do the matching with
+the statement and this actual payment. (technically: point this payment
+and relate it to the statement line)
+
+With this approach, you will get the following journal entry in your
+books:
+
++----------------------+-------------------+----------+----------+
+| Account              | Statement Match   | Debit    | Credit   |
++======================+===================+==========+==========+
+| Account Receivable   | X                 |          | 100.00   |
++----------------------+-------------------+----------+----------+
+| Bank                 |                   | 100.00   |          |
++----------------------+-------------------+----------+----------+
+
+.. tip::
+    You may also record the payment directly without going on the
+    customer invoice, using the menu :menuselection:`Sales --> Payments`. This method may
+    be more convenient if you have a lot of checks to record in a batch but
+    you will have to reconcile entries afterwards (matching payments with
+    invoices)
+
+If you use this approach to manage received checks, you can use the
+report **Bank Reconciliation Report** to verify which checks have been
+received or paid by the bank. (this report is available from the **More**
+option from the Accounting dashboard on the related bank account).
+
+.. image:: checks/check01.png

content/applications/finance/accounting/payments/follow_up.rst

@@ -0,0 +1,79 @@
+=====================
+Follow-up on invoices
+=====================
+
+A follow-up message can be sent to customers when a payment is overdue. Odoo helps you identify late
+payments and allows you to schedule and send the appropriate reminders, using **follow-up actions**
+that trigger automatically one or more actions according to the number of overdue days. You can send
+your follow-ups via different means such as email, post, or SMS.
+
+.. seealso::
+   - `Odoo Tutorials: Payment Follow-up <https://www.odoo.com/slides/slide/payment-follow-up-1682>`_
+
+Configuration
+=============
+
+To configure a :guilabel:`Follow-Up Action`, go to :menuselection:`Accounting --> Configuration -->
+Follow-up Levels`. Several follow-up actions are available by default, and you can customize them
+any way you want or create new ones to trigger the following actions:
+
+- Send an email;
+- :ref:`Send an SMS message <pricing/pricing_and_faq>`;
+- Print a letter;
+- :ref:`Send a letter <customer_invoices/snailmail>`;
+- Manual action (creates a task).
+
+It is also possible to automatically send a reminder by enabling the :guilabel:`Auto Execute`
+option, within a specific :guilabel:`Follow-Up Action`.
+
+.. tip::
+   To send a reminder before the actual due date is reached, set a negative number of due days.
+
+Follow-up reports
+=================
+
+The overdue invoices you need to follow up on are available in :menuselection:`Accounting -->
+Customers --> Follow-up Reports`. From there, you  can identify all the customers that have late
+unpaid invoices.
+
+When you open a customer, you see all their unpaid invoices (overdue or not). The due dates of the
+late invoices appear in red. Select the invoices that are not late yet in the :guilabel:`Excluded`
+column to exclude them from the reminder you send.
+
+It is up to you to decide how to remind your customer. You can select :guilabel:`Print Letter`,
+:guilabel:`Send By Email`, :guilabel:`Send By Post`, :guilabel:`Send By SMS`. Then, click on
+:guilabel:`Done` to view the next follow-up that needs your attention.
+
+.. note::
+   - The contact information available on the invoice or on the contact form is used to send the
+     reminder.
+   - When the reminder is sent, it is documented in the chatter of the invoice.
+   - If it is not the right time for a reminder, you can specify the :guilabel:`Next Reminder Date`
+     and click on :guilabel:`Remind me later`. You will get the next report according to the next
+     reminder date set on the statement.
+
+.. tip::
+   Reconcile your bank statements right before launching your follow-up process to avoid sending a
+   reminder to a customer that has already paid you.
+
+Debtor's trust level
+--------------------
+
+To know whether a customer usually pays late or not, you can set a trust level by marking them as
+:guilabel:`Good Debtor`, :guilabel:`Normal Debtor`, or :guilabel:`Bad Debtor` on their follow-up
+report. To do so, click on the bullet next to the customer's name and select a trust level.
+
+.. image:: follow_up/debtors-trust-level.png
+    :alt: Set debtor's trust level
+
+Send reminders in batches
+-------------------------
+
+You can send reminder emails in batches from the :guilabel:`Follow-up Reports` page. To do so,
+select all the reports you would like to process, click on the :guilabel:`Action` gear icon, and
+select :guilabel:`Process follow-ups`.
+
+.. seealso::
+   - :doc:`../../../general/in_app_purchase`
+   - :doc:`../../../marketing/sms_marketing/pricing/pricing_and_faq`
+   - :doc:`../customer_invoices/snailmail`

content/applications/finance/accounting/payments/forecast.rst

@@ -0,0 +1,48 @@
+============================
+Forecast future bills to pay
+============================
+
+In Odoo, you can manage payments by setting automatic **Payments Terms** and **follow-ups**.
+
+Configuration: payment terms
+============================
+
+In order to track vendor conditions, we use **Payment Terms** in Odoo. They allow keeping track of
+due dates on invoices. Examples of **Payment Terms** are:
+
+-  50% within 30 days
+-  50% within 45 days
+
+To create them, go to :menuselection:`Accounting --> Configuration --> Invoicing: Payment Terms` and
+click on :guilabel:`Create` to add new terms or click existing ones to modify them.
+
+.. seealso::
+   `Odoo Tutorials: Payment Terms
+   <https://www.odoo.com/slides/slide/payment-terms-1679?fullscreen=1>`_
+
+Once **Payment Terms** are defined, you can assign them to your vendor by default. To do so, go to
+:menuselection:`Vendors --> Vendors`, select a vendor, click the :guilabel:`Sales & Purchase` tab,
+and select a specific **Payment Term**. This way, every time you purchase from this vendor, Odoo
+automatically proposes the chosen Payment Term.
+
+.. note::
+   If you do not set a specific Payment Term on a vendor, you can still set one on the vendor bill.
+
+Forecast bills to pay with the aged payable report
+==================================================
+
+To track amounts to be paid to the vendors, use the **Aged Payable** report. To access it, go to
+:menuselection:`Accounting --> Reporting --> Partner Reports: Aged Payable`. This report gives you a
+summary per vendor of the amounts to pay, compared to their due date (the due date being computed on
+each bill using the terms). This report tells you how much you will have to pay within the following
+months.
+
+Select bills to pay
+===================
+
+You can get a list of all your vendor bills by going to :menuselection:`Vendors --> Bills`. To view
+only the bills that you need to pay, click :menuselection:`Filters --> Bills to Pay`. To view only
+overdue payments, select the :guilabel:`Overdue` filter instead.
+
+You can also group bills by their due date by clicking :menuselection:`Group By --> Due Date` and
+selecting a time period.

content/applications/finance/accounting/payments/internal_transfers.rst

@@ -0,0 +1,147 @@
+==================
+Internal transfers
+==================
+
+In Odoo, internal money transfers can be made in a few clicks. You need at least either two bank
+accounts, two cash journals, or one bank account and one cash journal.
+
+Configuration
+=============
+
+An internal transfer account is automatically created on your database based on your company's
+localization and depending on your country’s legislation. If needed, the default :guilabel:`Internal
+transfer account` can be modified by going to :menuselection:`Accounting app --> Configuration -->
+Settings` and then under the :guilabel:`Default Accounts` section.
+
+.. note::
+   At least two bank accounts are needed to make internal transfers. Refer to
+   :doc:`Bank and cash accounts section <../bank>` to see how to add an additional bank
+   account to your database.
+
+Register an internal transfer from one bank to another
+======================================================
+
+Let's say you have two bank accounts registered on your database and you want to transfer 1,000 USD
+from Bank A to Bank B.
+
+Log an internal transfer
+------------------------
+
+From the Accounting Dashboard, click on the drop-down selection button (:guilabel:`⋮`) on one of
+your banks. In the :guilabel:`New` column click on :guilabel:`Internal Transfer` and enter the
+information related to the transfer.
+
+.. image:: internal_transfers/internal_transfer.png
+   :align: center
+   :alt: Fill in the information related to your internal transfer
+
+.. note::
+   Fill in the :guilabel:`Memo` field for automatic reconciliation.
+
+:guilabel:`Save` and :guilabel:`Confirm` to register your internal transfer. The money is now booked
+in the transfer account and another payment is **automatically** created in the destination journal
+(Bank B).
+
+Bank journal (Bank A)
+~~~~~~~~~~~~~~~~~~~~~
+
+.. list-table::
+   :header-rows: 1
+   :stub-columns: 1
+
+   * - **Account**
+     - **Debit**
+     - **Credit**
+   * - Outstanding Payments account
+     -
+     - $1,000
+   * - **Internal transfer account**
+     - **$1,000**
+     -
+
+Automated booking - Bank journal (BANK B)
+~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
+
+.. list-table::
+   :header-rows: 1
+   :stub-columns: 1
+
+   * - **Account**
+     - **Debit**
+     - **Credit**
+   * - Outstanding Receipts account
+     - $1,000
+     -
+   * - **Internal transfer account**
+     -
+     - **$1,000**
+
+.. note::
+   There are one outstanding payment and one outstanding receipt pending in your two bank account
+   journals, because the bank statement confirming the sending and receiving of the money has not
+   been booked yet.
+
+.. image:: internal_transfers/outstanding-payments-receipts.png
+   :align: center
+   :alt: Outstanding Payments/Receipts pending bank statement booking
+
+.. _interbank/import-and-reconcile:
+
+Manage and reconcile bank statements
+------------------------------------
+
+The next step is to book the bank statements to finalize the transaction by creating,
+:doc:`importing <../bank/transactions>`, or :doc:`synchronizing <../bank/bank_synchronization>` your
+:guilabel:`Transactions lines`. Fill in the :guilabel:`Ending balance` and click on the
+:guilabel:`Reconcile` button.
+
+.. image:: internal_transfers/transactions-line.png
+   :align: center
+   :alt: Transaction lines to be filled in prior to reconciliation
+
+.. seealso::
+   :doc:`../bank/reconciliation`
+
+In the next window, choose counterparts for the payment - in this example, the outstanding payment
+account - then click :guilabel:`Validate`.
+
+.. image:: internal_transfers/bank-reconciliation.png
+   :align: center
+   :alt: Reconcile your payment
+
+Bank journal entry
+~~~~~~~~~~~~~~~~~~
+
+.. list-table::
+   :header-rows: 1
+   :stub-columns: 1
+
+   * - **Account**
+     - **Debit**
+     - **Credit**
+   * - Outstanding Payment
+     - $1,000
+     -
+   * - Bank Account (BANK A)
+     -
+     - **$1,000**
+
+The same steps must be repeated once you receive the bank statement related to Bank B. Book and
+reconcile your bank statement lines.
+
+Bank journal entry
+~~~~~~~~~~~~~~~~~~
+
+.. list-table::
+   :header-rows: 1
+   :stub-columns: 1
+
+   * - **Account**
+     - **Debit**
+     - **Credit**
+   * - Outstanding Receipt
+     -
+     - $1,000
+   * - Bank Account (BANK B)
+     - **$1,000**
+     -

content/applications/finance/accounting/payments/multiple.rst

@@ -0,0 +1,53 @@
+=========================
+Pay several bills at once
+=========================
+
+Odoo offers the possibility of grouping multiple bills' payments into one, facilitating the
+reconciliation process.
+
+.. seealso::
+   - :doc:`/applications/inventory_and_mrp/purchase/manage_deals/manage`
+   - :doc:`/applications/finance/accounting/bank/reconciliation`
+
+Group payments
+==============
+
+To register the payment of multiple bills at once, go to :menuselection:`Accounting app -->
+Vendors --> Bills`. Then, select the bills you wish to register a payment for by **ticking** the
+boxes next to the bills. When done, either click :guilabel:`Register Payment` or
+:menuselection:`Action --> Register Payment`.
+
+.. image:: multiple/register-payment-button.png
+   :align: center
+   :alt: Register payment button.
+
+.. note::
+   Payments can only be registered for :guilabel:`posted` bills.
+
+When registering the payments, a **pop-up window** appears. From here, you can either create
+**separate payments** for each bill all at once by clicking :guilabel:`Create Payment`, *or* create
+one payment by combining **all** bills' payments. To **combine** all payments, tick the
+:guilabel:`Group Payments` box.
+
+.. note::
+   The :guilabel:`Group Payments` option only appears when selecting two or more bills.
+
+.. image:: multiple/multiple-group-payments.png
+   :align: center
+   :alt: Group payments options when registering a payment.
+
+When selecting :guilabel:`Group Payments`, the :guilabel:`amount, currency, date and memo` are all
+set automatically, but you can modify them according to your needs.
+
+Partial group payments with cash discounts
+------------------------------------------
+
+In case of **partial group payments with cash discounts**, you can follow the steps found on the
+:doc:`cash discount documentation page
+</applications/finance/accounting/customer_invoices/cash_discounts>`. Make sure to
+apply the :doc:`payment terms
+</applications/finance/accounting/customer_invoices/payment_terms>` to the **bills**
+*instead* of the invoices.
+
+.. seealso::
+   :doc:`/applications/finance/accounting/customer_invoices/payment_terms`

content/applications/finance/accounting/payments/online.rst

@@ -0,0 +1,49 @@
+:show-content:
+
+===============
+Online payments
+===============
+
+.. toctree::
+
+   online/install_portal_patch
+
+To make it more convenient for your customers to pay the invoices you issue, you can activate the
+**Invoice Online Payment** feature, which adds a *Pay Now* button on their **Customer Portal**. This
+allows your customers to see their invoices online and pay directly with their favorite payment
+method, making the payment process much easier.
+
+.. image:: online/online-payment-providers.png
+   :align: center
+   :alt: Payment provider choice after having clicked on "Pay Now"
+
+Configuration
+=============
+
+Make sure your :ref:`Payment Providers are correctly configured <payment_providers/configuration>`.
+
+.. note::
+   By default, ":doc:`Wire Transfer </applications/finance/payment_providers/wire_transfer>`" is the only
+   Payment Provider activated, but you still have to fill out the payment details.
+
+To activate the Invoice Online Payment, go to :menuselection:`Accounting --> Configuration -->
+Settings --> Customer Payments`, enable **Invoice Online Payment**, and click on *Save*.
+
+Customer Portal
+===============
+
+After issuing the invoice, click on *Send & Print* and send the invoice by email to the customer.
+They will receive an email with a link that redirects them to the invoice on their **Customer
+Portal**.
+
+.. image:: online/view-invoice.png
+   :alt: Email with a link to view the invoice online on the Customer Portal.
+
+They can choose which Payment Provider to use by clicking on *Pay Now*.
+
+.. image:: online/pay-now.png
+   :alt: "Pay now" button on an invoice in the Customer Portal.
+
+.. seealso::
+
+   - :doc:`/applications/finance/payment_providers`

content/applications/finance/accounting/payments/online/install_portal_patch.rst

@@ -0,0 +1,57 @@
+===================================================
+Install the patch to disable online invoice payment
+===================================================
+
+Following recent changes in Odoo 16, you might be warned that disabling the :guilabel:`Invoice
+Online Payment` setting will uninstall modules. If you want to disable the feature without
+uninstalling modules, follow the steps below to install the module **Payment - Account / Invoice
+Online Payment Patch**.
+
+.. note::
+   | If your Odoo database is created after the module **Payment - Account / Invoice Online Payment
+     Patch** was released, you don't have anything to do.
+   | To check if the module is already installed, go to :guilabel:`Apps`, remove the `Apps` filter,
+     and search for `account_payment`. If the module **Payment - Account / Invoice Online Payment
+     Patch** is present and marked as installed, your Odoo database is already up-to-date and you
+     are able to disable the feature without side-effect.
+
+Update Odoo to the latest release
+=================================
+
+The possibility to disable the :guilabel:`Invoice Online Payment` setting without side-effect is
+made available through a new Odoo module; to be able to install it, you must make sure that your
+Odoo source code is up-to-date.
+
+If you use Odoo on Odoo.com or Odoo.sh platform, your code is already up-to-date and you can proceed
+to the next step.
+
+If you use Odoo with an on-premise setup or through a partner, you must update your installation as
+detailed in :doc:`this documentation page </administration/maintain/update>`, or by contacting your
+integrating partner.
+
+Update the list of available modules
+====================================
+
+New modules must be *discovered* by your Odoo instance to be available in the **Apps** menu.
+
+To do so, activate the :ref:`developer mode <developer-mode>`, and go to :menuselection:`Apps -->
+Update Apps List`. A wizard will ask for confirmation.
+
+Install the module Invoice Online Payment Patch
+===============================================
+
+.. warning::
+   You should never install new modules in your production database without first testing them in a
+   duplicate or staging environment. For Odoo.com customers, a duplicate database can be created
+   from the database management page. For Odoo.sh users, you should use a staging or duplicate
+   database. For on-premise users, you should use a staging environment---contact your integrating
+   partner for more information regarding how to test a new module in your particular setup.
+
+The module should now be available in your :guilabel:`Apps` menu. Remove the ``Apps`` filter and
+search for ``account_payment``; the module :guilabel:`Payment - Account / Invoice Online Payment Patch`
+should be available for installation. If you cannot find the module after having updated the list
+of available modules, it means your Odoo source code is not up-to-date; refer to step one of this
+page.
+
+Once the module is installed, disabling the feature will work as intended and will not ask you to
+uninstall installed applications or modules.

content/applications/finance/accounting/payments/pay_checks.rst

@@ -0,0 +1,61 @@
+=============
+Pay by checks
+=============
+
+Once you decide to pay a supplier bill, you can select to pay by check. You can then print all the
+payments registered by check. Finally, the bank reconciliation process will match the checks you
+sent to suppliers with actual bank statements.
+
+Configuration
+=============
+
+Activate checks payment methods
+-------------------------------
+
+To activate the checks payment method, go to :menuselection:`Accounting --> Configuration -->
+Checks`, there you can activate the payment method as well as set up the :guilabel:`Check Layout`.
+Once activated the :guilabel:`Checks` setting, the feature is automatically setup for your
+:guilabel:`Outgoing Payments`.
+
+.. note::
+   Some countries require specific modules to print checks; such modules may be installed by
+   default. For instance, the :guilabel:`U.S. Checks Layout` module is required to print U.S.
+   checks.
+
+Compatible check stationery for printing checks
+===============================================
+
+United States
+-------------
+
+For the United States, Odoo supports by default the check formats of:
+
+- **Quickbooks & Quicken**: check on top, stubs in the middle and bottom;
+- **Peachtree**: check in the middle, stubs on top and bottom;
+- **ADP**: check in the bottom, and stubs on the top.
+
+Pay a supplier bill with a check
+================================
+
+Paying a supplier with a check is done in three steps:
+
+1. registering a payment
+2. printing checks in batch for all registered payments
+3. reconciling bank statements
+
+Register a payment by check
+---------------------------
+
+To register a payment, open any supplier bill from the menu :menuselection:`Purchases --> Vendor
+Bills`.
+Once the supplier bill is validated, you can register a payment. Set the :guilabel:`Payment Method`
+to :guilabel:`Checks` and validate the payment.
+
+Print checks
+------------
+
+On your :guilabel:`Accounting Dashboard` in the :guilabel:`Bank` Journal, you can see the
+number of checks registered. By clicking on :guilabel:`Checks to print` you have got the possibility
+to print the reconciled checks.
+
+To print all checks in batch, select all payments from the list view and click on :guilabel:`Print`.

content/applications/finance/accounting/payments/pay_sepa.rst

@@ -0,0 +1,86 @@
+=============
+Pay with SEPA
+=============
+
+SEPA, the Single Euro Payments Area, is a payment-integration initiative of the European Union to
+simplify bank transfers denominated in euros. SEPA allows you to send payment orders to your
+bank to automate bank wire transfers.
+
+SEPA is supported by the banks of the 27 EU member states, as well as:
+
+EFTA countries:
+
+- Iceland;
+- Liechtenstein;
+- Norway;
+- Switzerland.
+
+Non-EEA SEPA countries:
+
+- Andorra;
+- Monaco;
+- San Marino;
+- United Kingdom;
+- Vatican City State.
+
+Non-EEA territories:
+
+- Saint-Pierre-et-Miquelon;
+- Guernsey;
+- Jersey;
+- Isle of Man.
+
+When paying a bill in Odoo, you can select SEPA mandates as a payment option. At the day's end,
+you can generate the SEPA file containing all bank wire transfers and send it to the bank.
+
+By default, the file follows the SEPA Credit Transfer **'pain.001.001.03'** specifications. This is
+a well-defined standard among banks. However, for Swiss and German companies, other formats are used
+**'pain.001.001.03.ch.02'** for Switzerland and **'pain.001.003.03'** for Germany.
+
+Once the payments are processed by your bank, you can directly import the account statement in
+Odoo. The bank reconciliation process will seamlessly match the SEPA orders you sent to your bank
+with actual bank statements.
+
+Configuration
+=============
+
+Activate SEPA Credit Transfer (SCT)
+-----------------------------------
+
+To pay suppliers with SEPA, you must activate the **SEPA Credit Transfer** setting. To do so, go to
+:menuselection:`Accounting --> Configuration --> Settings --> Vendor Payments: SEPA Credit Transfer
+(SCT)`. By activating the setting and filling out your company data, you will be able to use the
+SCT option when paying your vendor.
+
+.. note::
+   According to the localization package installed, the **SEPA Direct Debit** and **SEPA Credit
+   Transfer** modules may be installed by default. If not, they need to be :ref:`installed <general/install>`.
+
+Activate SEPA payment methods on banks
+--------------------------------------
+
+From the accounting dashboard, click on the drop-down menu (:guilabel:`⋮`) on your bank journal and
+select :guilabel:`Configuration`. Click the :guilabel:`Outgoing Payments` tab, and, if not already
+present, add :guilabel:`SEPA Credit Transfer` under :guilabel:`Payment Method`.
+
+Make sure to specify the IBAN account number (domestic account numbers do not work with SEPA) and
+the BIC (bank identifier code) in the :guilabel:`Journal Entries` tab.
+
+Registering payments
+--------------------
+
+You can register and vendor payments made with SEPA. To do so, go to :menuselection:`Accounting -->
+Vendors --> Payments`. When creating your payment, select :guilabel:`SEPA Credit Transfer` as the
+:guilabel:`Payment Method`.
+
+The first time you pay a vendor with SEPA, you have to fill in the :guilabel:`Recipient Bank
+Account` field with the bank name, IBAN, and BIC (Bank Identifier Code). Odoo automatically verifies
+if the IBAN format is respected.
+
+For future payments to this vendor, Odoo will automatically suggest you the bank account, but it
+remains possible to select a new one.
+
+Once your payment is registered, do not forget to confirm it. You can also pay vendor bills from the
+bill directly using the :guilabel:`Register Payment` button at the top of a vendor bill.
+The form is the same, but the payment is directly linked to the bill and will be automatically
+reconciled with it.

content/applications/finance/accounting/payments/trusted_accounts.rst

@@ -0,0 +1,61 @@
+=============================
+Trusted accounts (send money)
+=============================
+
+To protect users from sending money to scammers, vendor bank account numbers must be marked as
+trusted before you can use them to make an outgoing payment.
+
+To do so, open the vendor bank account and click on the :guilabel:`Send Money` toggle switch button.
+
+.. image:: trusted_accounts/send-money-toggle.png
+   :align: center
+   :alt: Example of a vendor bank account with the "Send Money" toggle button switched to "trusted."
+
+.. note::
+   All accounts are initially marked as untrusted.
+
+Phishing attacks
+================
+
+A **phishing attack** is an online scam designed to trick individuals or companies into giving away
+sensitive information or money by sending out fraudulent communication. Fraudsters pretend to be
+legitimate companies and may use partial information to give credibility to their requests.
+
+There are several types of phishing attacks, including **invoice fraud**. In this case, the
+fraudster pretends to be a genuine supplier following up on unpaid bills or sending a new invoice,
+but with different payment information than usual and with fake contact details.
+
+To protect yourself from these types of phishing attacks, remain vigilant when you receive
+unexpected invoices or payment requests.
+
+.. important::
+   In case of doubt, **we recommend contacting the vendor by phone**. Make sure to call an official
+   phone number by searching yourself, as the URLs, email addresses, and phone numbers written in
+   the communication you received may be fake.
+
+Elements to check
+-----------------
+
+There are several elements you can check by yourself when you receive an outgoing payment request to
+a new account:
+
+Communication style
+  Fraudulent emails and invoices often use a different communication style, such as **different
+  wording**, and may include **spelling and grammatical mistakes**. Examine and **compare** them
+  with previous ones that you know to be authentic (e.g., payment instructions, language, company
+  logo, etc.).*
+
+Urgency
+  Invoice frauds often use **urgent or threatening language** and change the **payment deadline**.
+  Check if you really received a late payment reminder previously.
+
+Type of account
+  A company is unlikely to replace a bank account with a **money transfer service**.
+
+Email and links domain names
+  Double-check the **email address domain** (`example@domain.com`). However, be wary that fraudsters
+  can make their email addresses look genuine or even hack email addresses from your vendor's
+  employees or even someone within your own organization.
+
+  Hover over the links in your email and check that the URLs they redirect to are genuine. Your
+  internet browser usually displays the link's target at the bottom left of the window.